If you work in Iowa, and you injure yourself during the course of your employment, you may be entitled to receive Iowa workers comp. Determining exactly what constitutes a “work-related” injury so that you can obtain benefits, however, can be a complex process. This is why it may be in your best interests to consult with a lawyer who has experience with workers comp if you’ve injured yourself on the job.
Relevant Iowa Statutes
Under state law, Iowa employers are not required to carry workers compensation insurance. However, they are required to compensate workers for any injuries workers may sustain while carrying out any activity that’s within the scope of their employment. If employers don’t carry insurance, they can self-insure by providing proof to the state’s insurance commissioner that they’re in a position to pay any damages that may be required. Three sections of the Iowa code apply: